Here are few steps to maintain the cash flow and to strive in the troubled times.
- Protect the cash flows and operating margins with emphasis on growing volumes.
- Better management of supply chain.
- Negotiate with the supplier on prices- clinch the best deal.
- Global buying of ingredients /spare parts to achieve economies of scale.
- Cut travel cost by at least 30 percent and use video conferencing.
- Hire selectively.
- Keep the inventory of finished goods to the minimum level.
- Collect the money as soon as possible from the trade.
- Rewrite the credit strategies.
Believe in yourself and in your country.
India is a country of hope and opportunities and progress.
Thanks
vibhor
Monday, March 23, 2009
Sunday, March 22, 2009
A food for thought.....
In August 2008, grocery prices soared and inflation ripped through the roof to breach the 12 percent mark.
The week ended march 7 inflation fells to a 30 year low of 0.44 percent from the previous week’s 2.43 percent (4 percent in January).
Such a sudden fall in inflation brings to fore another worry, namely Deflation.
What is Deflation?
It is sustained fall in prices that occurs when the inflation rate passes down below zero percent.
It merits attention that the current sharp fall in inflation is an outcome of :
- Correction in crude oil and commodity prices in the global markets and subsequent price correction in domestic markets.
The deflation is even more worrisome than inflation because it reflects too little money chasing goods and services. When prices start falling, a vicious cycle of lower spending and lower demand sets in, hampering growth.
As consumers defer spending, manufacturers cut production, workers lose jobs and household incomes fall. This, in turn, leads to drop in demand and a further fall in prices.
In these times most companies will be forced to sell their products at reduced prices, which means their sales and profits may soon start declining. And when profits get hit companies cut costs by cutting production and jobs. One devil will lead to the other – falling salaries will increase the burden you carry in the form of loans – home/car/personal.
During extended periods of deflation, equities as an asset class lose their significance as corporates deliver poor results.
Measures for Deflation:
-Measure to counter deflation is monetary policy operations by the central bank. By buying government bonds they increase the money supply and deliberately induce rising prices. Rising prices provide an essential lubricant for any sustained recovery because it increases profits and takes some of the depressive pressures off wages and debtors of every kind.
-And also theoretically government has to just print more money .Printing money is normally a pleasant experience for all governments. Printing more money increases the quantum of money in circulation making it easy for people to spend.
Vibhor
The week ended march 7 inflation fells to a 30 year low of 0.44 percent from the previous week’s 2.43 percent (4 percent in January).
Such a sudden fall in inflation brings to fore another worry, namely Deflation.
What is Deflation?
It is sustained fall in prices that occurs when the inflation rate passes down below zero percent.
It merits attention that the current sharp fall in inflation is an outcome of :
- Correction in crude oil and commodity prices in the global markets and subsequent price correction in domestic markets.
The deflation is even more worrisome than inflation because it reflects too little money chasing goods and services. When prices start falling, a vicious cycle of lower spending and lower demand sets in, hampering growth.
As consumers defer spending, manufacturers cut production, workers lose jobs and household incomes fall. This, in turn, leads to drop in demand and a further fall in prices.
In these times most companies will be forced to sell their products at reduced prices, which means their sales and profits may soon start declining. And when profits get hit companies cut costs by cutting production and jobs. One devil will lead to the other – falling salaries will increase the burden you carry in the form of loans – home/car/personal.
During extended periods of deflation, equities as an asset class lose their significance as corporates deliver poor results.
Measures for Deflation:
-Measure to counter deflation is monetary policy operations by the central bank. By buying government bonds they increase the money supply and deliberately induce rising prices. Rising prices provide an essential lubricant for any sustained recovery because it increases profits and takes some of the depressive pressures off wages and debtors of every kind.
-And also theoretically government has to just print more money .Printing money is normally a pleasant experience for all governments. Printing more money increases the quantum of money in circulation making it easy for people to spend.
Vibhor
Monday, January 12, 2009
Do the things you fear...and your fear will disappear.
Enjoy the power and beauty of your youth; oh, never mind; you will not understand the power and beauty of your youth until they have faded. But trust me, in 20 years you’ll look back at photos of yourself and recall in a way you can’t grasp now how much possibility lay before you and how fabulous you really looked….You’re not as fat as you imagine. Don’t worry about the future; or worry, but know that worrying is as effective as trying to solve an algebra equation by chewing bubblegum. The real troubles in your life are apt to be things that never crossed your worried mind; the kind that blindside you at 4pm on some idle Tuesday. Do one thing everyday that scares you .
Sing
Don’t be reckless with other people’s hearts, don’t put up with people who are reckless with yours.
Floss
Don’t waste your time on jealousy; sometimes you’re ahead, sometimes you’re behind…the race is long, and in the end, it’s only with yourself. Remember the compliments you receive, forget the insults; if you succeed in doing this, tell me how. Keep your old love letters, throw away your old bank statements.
Stretch
Don’t feel guilty if you don’t know what you want to do with your life…the most interesting people I know didn’t know at 22 what they wanted to do with their lives, some of the most interesting 40 year olds I know still don’t. Get plenty of calcium. Be kind to your knees, you’ll miss them when they’re gone. Maybe you’ll marry, maybe you won’t, maybe you’ll have children, maybe you won’t, maybe you’ll divorce at 40, maybe you’ll dance the funky chicken on your 75th wedding anniversary…what ever you do, don’t congratulate yourself too much or berate yourself either – your choices are half chance, so are everybody else’s. Enjoy your body, use it every way you can…don’t be afraid of it, or what other people think of it, it’s the greatest instrument you’ll ever own.
Dance
even if you have nowhere to do it but in your own living room. Read the directions, even if you don’t follow them. Do NOT read beauty magazines, they will only make you feel ugly. Get to know your parents, you never know when they’ll be gone for good. Be nice to your siblings; they are the best link to your past and the people most likely to stick with you in the future. Understand that friends come and go,but for the precious few you should hold on. Work hard to bridge the gaps in geography in lifestyle because the older you get, the more you need the people you knew when you were young. Live in New York City once, but leave before it makes you hard; live in Northern California once, but leave before it makes you soft.
Travel.
Accept certain inalienable truths, prices will rise, politicians will philander, you too will get old, and when you do you’ll fantasize that when you were young prices were reasonable, politicians were noble and children respected their elders. Respect your elders. Don’t expect anyone else to support you. Maybe you have a trust fund, maybe you have a wealthy spouse; but you never know when either one might run out. Don’t mess too much with your hair, or by the time you're 40, it will look 85. Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it’s worth.
Bye For Now.
vibhor
Sing
Don’t be reckless with other people’s hearts, don’t put up with people who are reckless with yours.
Floss
Don’t waste your time on jealousy; sometimes you’re ahead, sometimes you’re behind…the race is long, and in the end, it’s only with yourself. Remember the compliments you receive, forget the insults; if you succeed in doing this, tell me how. Keep your old love letters, throw away your old bank statements.
Stretch
Don’t feel guilty if you don’t know what you want to do with your life…the most interesting people I know didn’t know at 22 what they wanted to do with their lives, some of the most interesting 40 year olds I know still don’t. Get plenty of calcium. Be kind to your knees, you’ll miss them when they’re gone. Maybe you’ll marry, maybe you won’t, maybe you’ll have children, maybe you won’t, maybe you’ll divorce at 40, maybe you’ll dance the funky chicken on your 75th wedding anniversary…what ever you do, don’t congratulate yourself too much or berate yourself either – your choices are half chance, so are everybody else’s. Enjoy your body, use it every way you can…don’t be afraid of it, or what other people think of it, it’s the greatest instrument you’ll ever own.
Dance
even if you have nowhere to do it but in your own living room. Read the directions, even if you don’t follow them. Do NOT read beauty magazines, they will only make you feel ugly. Get to know your parents, you never know when they’ll be gone for good. Be nice to your siblings; they are the best link to your past and the people most likely to stick with you in the future. Understand that friends come and go,but for the precious few you should hold on. Work hard to bridge the gaps in geography in lifestyle because the older you get, the more you need the people you knew when you were young. Live in New York City once, but leave before it makes you hard; live in Northern California once, but leave before it makes you soft.
Travel.
Accept certain inalienable truths, prices will rise, politicians will philander, you too will get old, and when you do you’ll fantasize that when you were young prices were reasonable, politicians were noble and children respected their elders. Respect your elders. Don’t expect anyone else to support you. Maybe you have a trust fund, maybe you have a wealthy spouse; but you never know when either one might run out. Don’t mess too much with your hair, or by the time you're 40, it will look 85. Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than it’s worth.
Bye For Now.
vibhor
Tuesday, December 2, 2008
You're a disease and I'm the cure.
The NSG (National Security Guard) and MARCOS (marine commandos) are the new brand ambassadors of India. While the politicians have been shooting their mouths off, the brave commandos have shot the terrorists. That is the difference between leadership and pseudo-leadership.
Hundreds of operations conducted by the MARCOS and NSG they have suffered very, very few casualties. The NSG in fact has lost only four commandos till date; of these, two, Major Sandeep Unnikrishnan and Havaldar Gajendra Singh died in the latest operation. The secret of minimal casualties with maximum results is the selection, training and preparation that these superheroes undertake.
The training of MARCOS personnel is a two year torture ordeal. Obstacle courses, diving, paradropping, shooting, navigation, explosives, ninja-style hand-to-hand combat, silent killing techniques, you name it and they are trained in all of it. Not just training; they are experts in every one of these domains
These special forces commandos are trained to kill the enemy: plain and simple; no talk, no discussion; just kill without mercy. Their reaction time to a threat is as low as 0.26 second!
The National Security Guards [NSG], established under the National Security Guard Act of 1986 (Act 47 of 1986), is India's premier counter-terrorist force.
NSG's specific goals include:
Neutralization of terrorist threats
Handling hijacking situations in air and on land.
Bomb disposal (search, detection and neutralisation of IEDs).
PBI (Post Blast Investigation)
Engaging and neutralizing terrorists in specific situations.
Rescue of hostages
Without doubt NSG-MARCOS is the new Indian super-brand. What does it convey about the product? Quality, service, dedication till death and beyond, total success and nothing less, the best training and preparation in the world, guaranteed delivery every time, honesty and integrity unsurpassed, complete reliability and finally, leadership that is the stuff of legend. This is a super-brand made entirely in India.
Let’s be proud of it, celebrate it, and live up to it!
vibhor
Hundreds of operations conducted by the MARCOS and NSG they have suffered very, very few casualties. The NSG in fact has lost only four commandos till date; of these, two, Major Sandeep Unnikrishnan and Havaldar Gajendra Singh died in the latest operation. The secret of minimal casualties with maximum results is the selection, training and preparation that these superheroes undertake.
The training of MARCOS personnel is a two year torture ordeal. Obstacle courses, diving, paradropping, shooting, navigation, explosives, ninja-style hand-to-hand combat, silent killing techniques, you name it and they are trained in all of it. Not just training; they are experts in every one of these domains
These special forces commandos are trained to kill the enemy: plain and simple; no talk, no discussion; just kill without mercy. Their reaction time to a threat is as low as 0.26 second!
The National Security Guards [NSG], established under the National Security Guard Act of 1986 (Act 47 of 1986), is India's premier counter-terrorist force.
NSG's specific goals include:
Neutralization of terrorist threats
Handling hijacking situations in air and on land.
Bomb disposal (search, detection and neutralisation of IEDs).
PBI (Post Blast Investigation)
Engaging and neutralizing terrorists in specific situations.
Rescue of hostages
Without doubt NSG-MARCOS is the new Indian super-brand. What does it convey about the product? Quality, service, dedication till death and beyond, total success and nothing less, the best training and preparation in the world, guaranteed delivery every time, honesty and integrity unsurpassed, complete reliability and finally, leadership that is the stuff of legend. This is a super-brand made entirely in India.
Let’s be proud of it, celebrate it, and live up to it!
vibhor
Wednesday, November 19, 2008
Drive carefully....kids on board !!!!!
An interesting thought !!!
Sleep deprivation...and lot of other things in a package.
Suddenly after years of independence there is a helpless human being who is totally dependent upon you. That realization of responsibility is bound to wake you in the middle of the night.
It only takes a few minutes to change the baby clothes......?...poo poo..cleaning....diapers etc etc.
Dont worry ,the entire system /process will become second nature in no time at all.
Give ur wife a cute hug and tell her that you are always..... all-ways there for her.
Love
vibhor
D minor.
Hi,
I would like to post the very interesting work of "vibs yogi". And I promise you that you'll see more action in the times to come.
Venue : Pebble Street, New Friends Colony.
Time : Evening (after a hard days work).
chilled beer.....awesome music....two great minds !!!!! what else one can expect.( Dimaagi aayeyashi session was on.)
One beautiful thing came out that evening which I would like to share with you all.
A Beautiful Song !!..... "Tum Samay Ki Raet Par".
Tum samay ki raet par....chodte chalo nishaan......
dekhe yeh zameen ..dekhe aasmaan.
Woh nishan jo Gehre hoon...satah pa aa ke there hoon.....
Kushbuain hoon....rang hoon..
Inderdhanush se bekhre hoon...
Dekhe yeh Zameen Dekhe aasmaan.
Yeh mere zindage..haan ek zindagi...bus ek zindagi...
Thodi se dillagi..aur kuch dil ki lagi....
dariya se behti hue..manziloon ko taraste hue..yuhin sab sehte hue...
Dekhe yeh zameen ..dekhe aasmaan.
Kuch dost yunh mile...milke jo sang chale...
Kuch dost yunh mile...milke jo sang chale...
Manzilain yunh nazar aaye...aise khushi dil pe chahi...
Samjho mere yaar..
Dekho mere yaar...
Jeeto mere yaar.............Tum samay ki raet par...(repeat n fade)
So how do you like our work....Is'nt it a great work !!!!
Love
vibhor (vibs)...Yogesh(yogi)
Friday, October 24, 2008
Indian
I feel proud to be an Indian.. Don't you feel the same...It's a great country. Bindra...wow he is amazing ....... after 25 years India wins a gold in an individual sport making us proud and gave us the feeling to be on top of the world...truly spectacular when our National Anthem began playing. let me share with you the brief history of Indian hockey.
Even though many ancient civilizations played hockey in different variations, the modern game of hockey--the field hockey-evolved in the British Isles in the 19th century. Hockey was introduced in India by British Army regiments and the game soon found favor among the native Indians. The first hockey club in India came up in Calcutta in 1885-86 and soon Bombay and Punjab followed suit. Making its Olympic debut at the 1928 Amsterdam Games, Indian hockey team cruised home to its first Olympic gold without conceding a single goal. The hallmark of this ruthless domination was the wizardry of Indian hockey legend Dhyan Chand who mesmerized the Amsterdam crowd with his dazzling skills.From 1928 to 1956, the Indian hockey juggernaut won six straight Olympic gold medals while winning 24 consecutive matches. This was the golden era of Indian hockey when India loomed large in world hockey and produced some of the finest players the game has ever seen.The Indian stranglehold over the Olympic hockey gold came to an end when Pakistan defeated India in the final of the 1960 Rome Olympics.
Good Na !!!!
vibhor
Even though many ancient civilizations played hockey in different variations, the modern game of hockey--the field hockey-evolved in the British Isles in the 19th century. Hockey was introduced in India by British Army regiments and the game soon found favor among the native Indians. The first hockey club in India came up in Calcutta in 1885-86 and soon Bombay and Punjab followed suit. Making its Olympic debut at the 1928 Amsterdam Games, Indian hockey team cruised home to its first Olympic gold without conceding a single goal. The hallmark of this ruthless domination was the wizardry of Indian hockey legend Dhyan Chand who mesmerized the Amsterdam crowd with his dazzling skills.From 1928 to 1956, the Indian hockey juggernaut won six straight Olympic gold medals while winning 24 consecutive matches. This was the golden era of Indian hockey when India loomed large in world hockey and produced some of the finest players the game has ever seen.The Indian stranglehold over the Olympic hockey gold came to an end when Pakistan defeated India in the final of the 1960 Rome Olympics.
Good Na !!!!
vibhor
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